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WHAT COVER IS OFFERED?
Our policies offer cover for just about
everything you own in your home – furniture, household
goods, television, computer, clothing, jewellery, personal
effects – plus of course the very home you live in along
with all outbuildings, garages, even your swimming pool (if
you have one)
The insurance protects you against damage or
loss caused by
- Fire
- Earthquake
- Theft
- Vandalism
- Flood
- Water leaks
- Storm damage
EXTRA COVER INCLUDED AS STANDARD
- Liability for you and your family, such as your dog biting
the Postman
- Cover for broken glass
- Food in your freezer being spoilt due to failure of the
freezer or power supply
- Student effects whilst away at university
- Cover for household effects in a shed, outhouse or garage
or in your garden. (Limits apply)
- Family legal protection
OPTIONAL EXTRA COVER
Sometimes you need more than just the standard
cover. We can help by offering cover for
- Accidental loss or damage to your personal possessions
away from home.
- Accidental damage to your home contents whilst in the
home
- Loss of money and/or misuse of credit cards
- Cover for bicycles away from home for theft or accident
- Specified cover for high value jewellery, collections
and works of art
- Businesses working from home – see our separate
web-page
HOW MUCH COVER DO I NEED?
Your home contents should be insured for
the full, new for old value. For help in reaching this figure
please click the link below
When insuring domestic buildings you should
always insure for the rebuild value not the market value.
But how much is the rebuild value and how do you work it out
if you are not a surveyor? The simple answer is to follow
the link below.
SPECIAL POLICIES FOR SPECIAL SITUATIONS
There is a huge variety of housing within
the UK. As such we offer specialist policies for
- Listed buildings or buildings made of stone, timber,
flint etc
- Thatched properties
- High Nett Worth Clients
- In Scotland, feuhold properties
- Properties let out – see our separate page for
landlords insurance
- Business at home – see our separate page on work
form home insurance
CLAIMS ASSISTANCE
It's a relief to know that we're
on hand to help should you need to make a claim. That's
why all our policies have a 24 hour emergency helpline to
provide the help you need when the worst happens.
In addition, most claims are now handled
without the need for forms.
Generous Discounts
We recognise that some people make more
of an effort to protect their homes than others. That is why
we can offer discounts for:-
Approved locks
Maintained alarms
Membership of Neighbourhood Watch
First time buyers
And even if your current insurer does not
offer a no claims discount we can offer a discount for new
customers who confirm they have been claim free during the
last 3 years.
PLUS
We offer a wide range of other services
including:
- Caravan Insurance
- Travel Insurance
- Personal Accident Insurance
- Holiday Home Insurance
As independent brokers we search over 20
different insurers to get you the right policy.
HOW TO APPLY
There are so many options to choose from
we would rather take a few moments of your time to ensure
we get a policy to match your needs. As such we ask you to
call our freephone number on 0800 092 4383
and we'll arrange the best quotes for you. You can pay
your premium by cash, cheque, card or monthly by direct debit.
By using Manor Insurance as your broker
you will receive Impartial – Friendly –
Professional Advice
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- Homeowners 
