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business insurance - Property Owners

RESIDENTIAL AND COMMERCIAL PROPERTY OWNERS

Whether you have a single property bought to let or a number of properties; whether you are a residents’ association or a commercial landlord with a portfolio; we can offer cover to suit your needs.

Buy to let landlords and residents’ associations

If you own from 1 – 10 residential properties you’ll be needing cover from our residential landlord’s range. These policies automatically include:-

  • Buildings cover including subsidence and the option of accidental damage
  • Loss of rent cover should a claim prevent your tenants remaining
  • Cover for the costs of alternative accommodation for owner/occupiers/leaseholders
  • Property owner’s liability inc Defective Premises Act cover
  • Index linked cover to meet all mortgage providers’ requirements

In addition you can chose to add:-

  • Contents cover for communal areas
  • Landlords contents in furnished lets
  • Employer’s Liability cover for gardeners, maintenance staff or limited companies

And for a limited time only we are providing free Landlord’s Legal Protection cover worth up to £50 per tenancy for qualifying policies.

By specialising in this area we are able to offer cover for most situations including:

  • Shorthold Assured Tenancies
  • Tenants receiving housing benefits
  • Previously underpinned properties
  • Properties in flood areas
  • Properties let to Social Services, Charities and Housing Associations
  • Unoccupied properties
  • Holiday Lets

Commercial premises

Whether it be an industrial unit, shop with flat above, or a more substantial commercial development we can help. Our commercial policies have the flexibility to suit your needs and we will discuss with you the difference between index-linked and declared value policies as well as all other aspects of commercial property insurance you need to consider.

Our specialisation lays with providing advice and arranging cover for the smaller commercial landlord with no more than 10 units in total.

Blocks of flats

Depending on size these can be treated as residential or commercial. There is the additional requirement of cover for lifts and large scale heating systems to be correctly insured. For a specific review of your current insurance arrangements along with advice and quotes for ongoing cover please call our property team.

HOW TO APPLY

Simply call our freephone number on 0800 092 4383. we'll discuss the options available and arrange the best quotes for you. You can pay your premium by cash, cheque, card or monthly by direct debit.

By using Manor Insurance as your broker you will receive ImpartialFriendlyProfessional Advice

 

 

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Manor Insurance Services Ltd, 123/124 Queens Road, Hastings, East Sussex TN34 1RP