- Home Insurance For Tenants

WHY DOES A TENANT NEED HOME INSURANCE?

Take some time to look around you and you may be surprised by how much you own. If there was a fire, flood or similar disaster at your home could you afford to replace it all?

WHAT COVER IS OFFERED?

Our policies offer cover for just about everything you own in your home – furniture, household goods, television, computer, clothing, jewellery, personal effects, practically everything you own.

The insurance protects you against damage or loss caused by

• Fire
• Earthquake
• Theft
• Vandalism
• Flood
• Water leaks
• Storm damage

EXTRA COVER INCLUDED AS STANDARD

• Liability should you accidentally damage the landlord's building
• Liability for you and your family, such as your dog biting the Postman
• Cover for broken glass
• Food in your freezer being spoilt due to failure of the freezer or power supply
• Cover for household effects in a shed, outhouse or garage or in your garden. (Limits apply)
• Family legal protection

OPTIONAL EXTRA COVER

Sometimes you need more than just the standard cover. We can help by offering cover for

• Accidental loss or damage to your personal possessions away from home.
• Accidental damage to your home contents whilst in the home
• Loss of money and/or misuse of credit cards
• Cover for bicycles away from home for theft or accident
• Specified cover for high value jewellery, collections and works of art
• Businesses working from home – see our separate web-page

HOW MUCH COVER DO I NEED?

Your home contents should be insured for the full, new for old value. For help in reaching this figure please click the link below

CLAIMS ASSISTANCE

It's a relief to know that we're on hand to help should you need to make a claim. That's why all our policies have a 24 hour emergency helpline to provide the help you need when the worst happens.

In addition, most claims are now handled without the need for forms.

Generous Discounts

We recognise that some people make more of an effort to protect their homes than others. That is why we can offer discounts for:-

Approved locks
Maintained alarms
Membership of Neighbourhood Watch

And even if your current insurer does not offer a no claims discount we can offer a discount for new customers who confirm they have been claim free during the last 3 years.

PLUS

We offer a wide range of other services including:

• Caravan Insurance
• Travel Insurance
• Personal Accident Insurance
• Holiday Home Insurance

As independent brokers we search over 20 different insurers to get you the right policy.

HOW TO APPLY

There are so many options to choose from we would rather take a few moments of your time to ensure we get a policy to match your needs. As such we ask you to call our freephone number on 0800 092 4383 and we'll arrange the best quotes for you. You can pay your premium by cash, cheque, card or monthly by direct debit.

By using Manor Insurance as your broker you will receive Impartial – Friendly – Professional Advice